The accountants who run your finance function,
not just your filings.
One fixed monthly fee. One account manager you can actually reach. Qualified accountants behind every number, and monthly figures you can run the business on. For owner-managed businesses across London and the UK, from £500 a month.
Prefer to talk now? Tap to call 07450 258975, Mon to Sat 10am to 7pm.
Why business owners choose LOYALS.
Sixty seconds on what makes us different: responsive support six days a week, an account manager who knows your business, and a growth programme most firms charge extra for.
Read the transcript
When was the last time your accountant actually picked up the phone? You leave a message on Tuesday. You hear back the following Monday. Meanwhile you have got a question, should you register for VAT, can you claim that new van, should you pay yourself differently, and there is nobody to ask. Most business owners just accept that is how accountancy works. Slow. Hard to reach. Expensive when you finally do get hold of someone.
We built LOYALS to be the opposite of that. Every client gets responsive, friendly support six days a week. A dedicated account manager who actually knows your business. Qualified accountants on the team. Saturday hours when you need us. And on top of all that, our Business Mentor Programme connects you with marketing experts to find more clients, tendering specialists to help you win government contracts, and legal advisors when you need them.
We work with a finite number of clients because we keep the service personal. If you have been waiting on your accountant to do better, you have waited long enough. Visit loyals.uk and book a call. We will take it from there.
Most accountants file your return and disappear. We run the numbers with you.
Compliance done properly is the floor, not the service. What you're paying for is a finance function that keeps the business funded, compliant and growing, and people who answer when you call.
A finance function, not a filing service
Monthly management accounts, payroll, VAT, credit control and year-end, run as one system on a fixed fee. You see where the cash is going before the month ends, not nine months after.
How the managed finance function works →One account manager, reachable six days a week
Kris is your single point of contact, backed by qualified accountants who prepare and review every set of figures. Open Monday to Saturday until 7pm, because a question at 6pm on a Friday shouldn't wait until Monday.
Meet the team →Business Mentor and a 500+ client network
Pricing, tenders, marketing direction, legal triage: bring us the question and you get our honest professional view at no extra charge, plus warm introductions across our London client base.
Read the Mentor programme →Fixed monthly fees, published openly. From £500 a month.
Most firms hide their fees behind a discovery call. Ours are on the page. Every engagement is a fixed monthly fee, agreed in writing and held for twelve months.
Managed finance function
- Bookkeeping and monthly management accounts
- Payroll, pensions, VAT and Making Tax Digital
- Year-end accounts and corporation tax
- Named account manager, Mon to Sat
Care Payroll, Compliance and Finance
- Carer payroll, sleep-ins, travel time and minimum wage checks
- CQC and Ofsted financial viability packs
- Council, direct payment and self-funder invoicing
- Monthly figures a registered manager can act on
Finance Department Plus
- Consolidated and per-site management accounts
- Group VAT, intercompany and cash forecasting
- R&D, EMI and structure planning
- Board-ready monthly pack and quarterly review
The full finance function, and the specialist work around it.
From monthly management accounts to statutory audit. Click any service to see what it covers.
Management Accounts & Outsourced Finance
Monthly P&L, balance sheet, cash forecast and KPIs, presented so you can act on them.
View service →Payroll & PAYE
Weekly or monthly payroll, RTI, pensions, sleep-ins, tronc, CIS and driver pay run to deadline every period.
View service →Bookkeeping
Reconciled monthly on Xero, licence included, feeding straight into your management accounts.
View service →VAT Returns & Making Tax Digital
Every scheme, partial exemption, welfare exemption and group VAT, filed digitally and on time.
View service →Annual Accounts & Corporation Tax
Year-end accounts, CT600 and Companies House filings, prepared and independently reviewed.
View service →CIS & Construction
Contractor returns, subcontractor verification, Gross Payment Status and reverse-charge VAT. From £695 a month.
View service →Tax Planning & Advisory
Structure and Tax Review £750, credited against your first month. R&D, CGT, IHT and HMRC enquiry support.
View service →Self Assessment & Personal Tax
Directors, partners, landlords, foreign income and capital gains. From £495 per return.
View service →MTD for Income Tax
Quarterly digital filing for partners, landlords and directors with self-employed income, inside your monthly package.
View service →Company Formation
Companies House filing, share structure, registers, VAT and PAYE setup. £400 one-off.
View service →Non-Resident UK Company Setup
UK formation for overseas owners, including the banking introduction. £1,500 one-off.
View service →Corporate Legal Consultation
Shareholder agreements, disputes, contracts and exits with our partner solicitors. £1,000 an hour.
View service →Business Mentor Programme
Included for every client. Strategy, tenders, marketing and legal triage; you pay only for delivery.
View service →Switching Accountants
We handle the whole handover. Most switches complete in 7 to 14 days with no charge for the switch.
View service →Sector knowledge that changes the outcome.
Sleep-in rates, tronc, CIS, night-out allowances, R&D: the rules are different in every sector and so is the money at stake. Pick yours to see how we work with businesses like yours.
The Business Mentor programme: advice is free. Delivery is what we charge for.
Bring us a question, pricing, growth, marketing, tenders, legal triage, and you get our honest professional take at no extra charge. It's part of the standard service at every fee level.
If you then want LOYALS to actually execute the work, run your marketing, draft and submit a tender, coordinate a legal matter, build a website, those are paid services. Pricing lives on the dedicated Business Mentor Programme page.
- Free initial 60-minute strategy session on any topic
- Free pricing strategy guidance and contract triage
- Free tender review and bid feedback
- Free warm introductions to other LOYALS clients
- Free annual business growth review
From clean numbers to a business that runs without you in the accounts.
Three stages. Same account manager throughout, the scope widens as the business does.
Get the numbers right
Clean monthly bookkeeping, payroll and VAT, year-end filed early, and a monthly P&L you actually read. HMRC letters answered the day they arrive.
Run it like a finance department
Full management accounts pack, cash forecasting, credit control, sector compliance (CQC and Ofsted viability, tronc, CIS, driver pay) and quarterly planning with a Mentor session built in.
Groups, structure and exit
Consolidated accounts, group VAT and intercompany, R&D and share schemes, acquisition due diligence, audit coordination and succession planning.
Check your position before you call.
Free calculators built by qualified accountants. Instant figures, no email signup.
What working with LOYALS actually looks like.
Anonymised where the client asked us to be. Read all 100+ verified Google reviews on our profile.
A domiciliary care provider with around 46 carers came to us with payroll running late, travel time unpaid and council invoices drifting past 60 days. We took on the payroll at that scale, put the monthly bookkeeping and management figures in place, split the sales ledger by payer and brought the compliance up to date. The registered manager now gets the numbers on a fixed day each month.
A residential care home needed a robust cashflow forecast and registration-ready figures to support its CQC application. We built the model, walked the owner through the assumptions the regulator would test, and the home registered. They stayed on as an ongoing client for the monthly finance work.
"I was paying £2,000 a month elsewhere for less than what LOYALS does. Bigger team, same quality, plus a senior advisor I can actually call on a Saturday. Made the switch in 10 days, no friction."
Meet Kris Nick.
When you become a LOYALS client you don't get passed between junior staff or stuck in a ticket queue. Kris coordinates your engagement personally: answering your questions, running the onboarding, handling the switch from your previous accountant, and being the one number you call when something needs sorting.
Behind Kris sits our team of qualified accountants and experienced finance professionals, who prepare and review every set of figures. One name, one number, one team that knows your business.
Book a call with Kris →Accounting work experience that actually counts.
A premium 1-to-1 work experience programme for Year 11, 12, 13 and college learners exploring accounting and finance. Two days inside our real King's Cross practice, paired with a qualified accountant as mentor: not a class, not a group, one student and one professional.
- Strictly 1-to-1 with a qualified, DBS-checked accountant
- Real anonymised practice work, not classroom exercises
- Certificate, mentor reference letter and signed school forms
- Personal statement help drafted with your mentor
- 10 days of email Q&A follow-up after the programme
Tell us about your business. We'll put a fixed fee in writing.
A free 15-minute call. We ask four or five questions about the business, then send a fixed monthly fee in writing within 24 hours. No pressure and no chasing if it's not a fit.
Qualified accountants based in King's Cross, London.
Our office is at 39-41 North Road, London N7 9DP, five minutes from Caledonian Road tube and ten from King's Cross St Pancras. We work with businesses across Islington, Camden, Hackney, Westminster, Tower Hamlets and the City of London, out to Enfield and Essex, and remotely across the UK.
Most engagements run by video call, WhatsApp and our client portal, but for clients who prefer to meet in person the office is open Monday to Saturday, 10am to 7pm. No appointment fee.
London N7 9DP
10am to 7pm
(Piccadilly Line) · 5 min walk
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Common questions about LOYALS.
If your question isn't here, message us on WhatsApp or book a free 15-minute call and we'll answer it before you commit to anything.
How much does an accountant cost in London?+
What does an outsourced finance function actually include?+
Do you work with care agencies and care homes?+
What makes LOYALS different from other London accountants?+
Are LOYALS qualified accountants?+
How quickly can I switch from my current accountant?+
Do you serve all London boroughs?+
Do you provide statutory audit?+
Do you specialise in CIS for construction businesses?+
What payment methods do you accept and is there a long contract?+
Ready for an accountant who actually answers?
Book a free 15-minute call. We'll give you a fixed monthly fee in writing within 24 hours. If we're not the right fit, we'll tell you that too.
Book my free 15-min call →Or tap to call 07450 258975, Mon to Sat 10am to 7pm.