Open 6 days a week · Mon to Sat 10am to 7pm · King's Cross, London

The accountants who run your finance function,
not just your filings.

One fixed monthly fee. One account manager you can actually reach. Qualified accountants behind every number, and monthly figures you can run the business on. For owner-managed businesses across London and the UK, from £500 a month.

Prefer to talk now? Tap to call 07450 258975, Mon to Sat 10am to 7pm.

★★★★★ 4.8/5 from 100+ reviews · 500+ London businesses · Fixed quote in writing within 24 hours
4.8
100+ Verified Reviews
Mon-Sat
10am to 7pm
500+
London Businesses
24h
Written fixed quote
Watch · 60 seconds

Why business owners choose LOYALS.

Sixty seconds on what makes us different: responsive support six days a week, an account manager who knows your business, and a growth programme most firms charge extra for.

Read the transcript

When was the last time your accountant actually picked up the phone? You leave a message on Tuesday. You hear back the following Monday. Meanwhile you have got a question, should you register for VAT, can you claim that new van, should you pay yourself differently, and there is nobody to ask. Most business owners just accept that is how accountancy works. Slow. Hard to reach. Expensive when you finally do get hold of someone.

We built LOYALS to be the opposite of that. Every client gets responsive, friendly support six days a week. A dedicated account manager who actually knows your business. Qualified accountants on the team. Saturday hours when you need us. And on top of all that, our Business Mentor Programme connects you with marketing experts to find more clients, tendering specialists to help you win government contracts, and legal advisors when you need them.

We work with a finite number of clients because we keep the service personal. If you have been waiting on your accountant to do better, you have waited long enough. Visit loyals.uk and book a call. We will take it from there.

Why growing businesses switch to LOYALS

Most accountants file your return and disappear. We run the numbers with you.

Compliance done properly is the floor, not the service. What you're paying for is a finance function that keeps the business funded, compliant and growing, and people who answer when you call.

📊

A finance function, not a filing service

Monthly management accounts, payroll, VAT, credit control and year-end, run as one system on a fixed fee. You see where the cash is going before the month ends, not nine months after.

How the managed finance function works →

One account manager, reachable six days a week

Kris is your single point of contact, backed by qualified accountants who prepare and review every set of figures. Open Monday to Saturday until 7pm, because a question at 6pm on a Friday shouldn't wait until Monday.

Meet the team →
🎯

Business Mentor and a 500+ client network

Pricing, tenders, marketing direction, legal triage: bring us the question and you get our honest professional view at no extra charge, plus warm introductions across our London client base.

Read the Mentor programme →
Who we work with, and what it costs

Fixed monthly fees, published openly. From £500 a month.

Most firms hide their fees behind a discovery call. Ours are on the page. Every engagement is a fixed monthly fee, agreed in writing and held for twelve months.

Owner-managed businesses

Managed finance function

from £500 a month
Limited companies turning over roughly £150k to £1m: hospitality, construction, transport, e-commerce, agencies, consultancies.
  • Bookkeeping and monthly management accounts
  • Payroll, pensions, VAT and Making Tax Digital
  • Year-end accounts and corporation tax
  • Named account manager, Mon to Sat
See the full price list →
Groups and multi-entity

Finance Department Plus

from £1,500 a month
Multi-site hospitality groups, haulage fleets and multi-depot operators, tech and SaaS companies with R&D or share schemes, and any group turning over £1m to £5m.
  • Consolidated and per-site management accounts
  • Group VAT, intercompany and cash forecasting
  • R&D, EMI and structure planning
  • Board-ready monthly pack and quarterly review
Outsourced finance department →
A note on fees. We do not take on ongoing work below £500 a month plus VAT; it is not a negotiating position, it is what keeps the service personal. One-off work has fixed prices: Self Assessment from £495, Structure and Tax Review £750, company formation £400. Every quote is issued in writing within 24 hours of a 15-minute call.
Everything under one roof

The full finance function, and the specialist work around it.

From monthly management accounts to statutory audit. Click any service to see what it covers.

📈

Management Accounts & Outsourced Finance

Monthly P&L, balance sheet, cash forecast and KPIs, presented so you can act on them.

View service →
💷

Payroll & PAYE

Weekly or monthly payroll, RTI, pensions, sleep-ins, tronc, CIS and driver pay run to deadline every period.

View service →
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Bookkeeping

Reconciled monthly on Xero, licence included, feeding straight into your management accounts.

View service →
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VAT Returns & Making Tax Digital

Every scheme, partial exemption, welfare exemption and group VAT, filed digitally and on time.

View service →
🏢

Annual Accounts & Corporation Tax

Year-end accounts, CT600 and Companies House filings, prepared and independently reviewed.

View service →
🔨

CIS & Construction

Contractor returns, subcontractor verification, Gross Payment Status and reverse-charge VAT. From £695 a month.

View service →
🗓️

Tax Planning & Advisory

Structure and Tax Review £750, credited against your first month. R&D, CGT, IHT and HMRC enquiry support.

View service →
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Self Assessment & Personal Tax

Directors, partners, landlords, foreign income and capital gains. From £495 per return.

View service →
📱

MTD for Income Tax

Quarterly digital filing for partners, landlords and directors with self-employed income, inside your monthly package.

View service →
📄

Company Formation

Companies House filing, share structure, registers, VAT and PAYE setup. £400 one-off.

View service →
🌍

Non-Resident UK Company Setup

UK formation for overseas owners, including the banking introduction. £1,500 one-off.

View service →
⚖️

Corporate Legal Consultation

Shareholder agreements, disputes, contracts and exits with our partner solicitors. £1,000 an hour.

View service →
🎯

Business Mentor Programme

Included for every client. Strategy, tenders, marketing and legal triage; you pay only for delivery.

View service →
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Switching Accountants

We handle the whole handover. Most switches complete in 7 to 14 days with no charge for the switch.

View service →
Specialists in your industry, not generalists

Sector knowledge that changes the outcome.

Sleep-in rates, tronc, CIS, night-out allowances, R&D: the rules are different in every sector and so is the money at stake. Pick yours to see how we work with businesses like yours.

★ Included for every LOYALS client

The Business Mentor programme: advice is free. Delivery is what we charge for.

Bring us a question, pricing, growth, marketing, tenders, legal triage, and you get our honest professional take at no extra charge. It's part of the standard service at every fee level.

If you then want LOYALS to actually execute the work, run your marketing, draft and submit a tender, coordinate a legal matter, build a website, those are paid services. Pricing lives on the dedicated Business Mentor Programme page.

  • Free initial 60-minute strategy session on any topic
  • Free pricing strategy guidance and contract triage
  • Free tender review and bid feedback
  • Free warm introductions to other LOYALS clients
  • Free annual business growth review
Book my free Mentor call →
Why this is unusual
£0 to start
Free Mentor consultation in every LOYALS engagement, regardless of fee level. No tier locks, no premium upgrades required.
Standard accountant: advice priced at £150 to £300 an hour
Business coach: 1-hour session £200 to £500
Solicitor: triage call £250 to £400 an hour
Marketing consultant: scoping £150 to £300 an hour
LOYALS Mentor consultation: free
How the engagement grows with you

From clean numbers to a business that runs without you in the accounts.

Three stages. Same account manager throughout, the scope widens as the business does.

1

Get the numbers right

£150k to £500k turnover

Clean monthly bookkeeping, payroll and VAT, year-end filed early, and a monthly P&L you actually read. HMRC letters answered the day they arrive.

What changes: you stop finding out about problems at year-end.
2

Run it like a finance department

£500k to £2m turnover

Full management accounts pack, cash forecasting, credit control, sector compliance (CQC and Ofsted viability, tronc, CIS, driver pay) and quarterly planning with a Mentor session built in.

What changes: decisions get made on this month's numbers, not last year's.
3

Groups, structure and exit

£2m plus, multi-site or multi-entity

Consolidated accounts, group VAT and intercompany, R&D and share schemes, acquisition due diligence, audit coordination and succession planning.

What changes: the business is bankable, fundable and, when you want it to be, sellable.
Real outcomes from real clients

What working with LOYALS actually looks like.

Anonymised where the client asked us to be. Read all 100+ verified Google reviews on our profile.

Real LOYALS client outcome

A domiciliary care provider with around 46 carers came to us with payroll running late, travel time unpaid and council invoices drifting past 60 days. We took on the payroll at that scale, put the monthly bookkeeping and management figures in place, split the sales ledger by payer and brought the compliance up to date. The registered manager now gets the numbers on a fixed day each month.

Domiciliary care agency
46 carers · North London
Now on:Care Finance Department
Real LOYALS client outcome

A residential care home needed a robust cashflow forecast and registration-ready figures to support its CQC application. We built the model, walked the owner through the assumptions the regulator would test, and the home registered. They stayed on as an ongoing client for the monthly finance work.

Residential care home
CQC registration · London
Outcome:Registered, ongoing client
★★★★★

"I was paying £2,000 a month elsewhere for less than what LOYALS does. Bigger team, same quality, plus a senior advisor I can actually call on a Saturday. Made the switch in 10 days, no friction."

Daniel R.
Construction Director · £1.4M turnover
Annual saving:+£18,000
KN
★ Your account manager

Meet Kris Nick.

Account Manager · Your single point of contact from the first call onwards

When you become a LOYALS client you don't get passed between junior staff or stuck in a ticket queue. Kris coordinates your engagement personally: answering your questions, running the onboarding, handling the switch from your previous accountant, and being the one number you call when something needs sorting.

Behind Kris sits our team of qualified accountants and experienced finance professionals, who prepare and review every set of figures. One name, one number, one team that knows your business.

Book a call with Kris →
Account Manager 500+ businesses onboarded Mon to Sat 10am to 7pm direct line
New from LOYALS · Academy

Accounting work experience that actually counts.

A premium 1-to-1 work experience programme for Year 11, 12, 13 and college learners exploring accounting and finance. Two days inside our real King's Cross practice, paired with a qualified accountant as mentor: not a class, not a group, one student and one professional.

  • Strictly 1-to-1 with a qualified, DBS-checked accountant
  • Real anonymised practice work, not classroom exercises
  • Certificate, mentor reference letter and signed school forms
  • Personal statement help drafted with your mentor
  • 10 days of email Q&A follow-up after the programme
Year 11 to College
Two programmes, one bundle
Both days 10am to 5pm · lunch included · strictly 1-to-1
Applications are free. Places are limited. Not every applicant is accepted.

Tell us about your business. We'll put a fixed fee in writing.

A free 15-minute call. We ask four or five questions about the business, then send a fixed monthly fee in writing within 24 hours. No pressure and no chasing if it's not a fit.

Mon to Sat 10am to 7pm No obligation Fixed fee, held for 12 months Same-day callback

Qualified accountants based in King's Cross, London.

Our office is at 39-41 North Road, London N7 9DP, five minutes from Caledonian Road tube and ten from King's Cross St Pancras. We work with businesses across Islington, Camden, Hackney, Westminster, Tower Hamlets and the City of London, out to Enfield and Essex, and remotely across the UK.

Most engagements run by video call, WhatsApp and our client portal, but for clients who prefer to meet in person the office is open Monday to Saturday, 10am to 7pm. No appointment fee.

Office39-41 North Road
London N7 9DP
HoursMon to Sat
10am to 7pm
Emailkris.nick@loyals.uk
TubeCaledonian Road
(Piccadilly Line) · 5 min walk
Frequently asked questions

Common questions about LOYALS.

If your question isn't here, message us on WhatsApp or book a free 15-minute call and we'll answer it before you commit to anything.

How much does an accountant cost in London?+
At LOYALS, ongoing engagements run from £500 to £2,500 a month plus VAT, fixed for twelve months, depending on the size of the business and how much of the finance function we run. A managed finance function for a typical owner-managed business starts from £500 a month; care agencies start from £995 a month; multi-entity groups from £1,500. One-off work has fixed prices, for example a Self Assessment return from £495 or a Structure and Tax Review at £750. We do not take on ongoing work below £500 a month. Every quote is issued in writing within 24 hours of a 15-minute call, and the full list is at /service-fees.
What does an outsourced finance function actually include?+
Everything an in-house finance team would do, on a fixed monthly fee: bookkeeping and monthly management accounts, payroll and pensions, VAT and Making Tax Digital filings, year-end accounts and corporation tax, credit control and supplier payments where you want them, and a named account manager who answers the phone. Sector packages add the regulator-facing work, for example CQC financial viability packs, sleep-in and minimum wage reviews, tronc, CIS or driver payroll.
Do you work with care agencies and care homes?+
Yes, care is our largest sector. We run payroll, compliance and the full finance function for domiciliary care agencies, live-in and supported living providers, residential and nursing homes, and Ofsted-registered children's homes. Packages start from £995 a month for a care agency with up to 25 carers and from £795 a month for a single care home, with one-off CQC financial viability packs and Ofsted registration financial packs available before you trade.
What makes LOYALS different from other London accountants?+
Three things. We run the finance function rather than just filing the returns, so you get monthly numbers you can act on. You get one account manager backed by qualified accountants, and we are open Monday to Saturday until 7pm, so you can actually reach us. And every client gets our Business Mentor programme at no extra charge: pricing, tenders, marketing direction and legal triage, plus warm introductions across our 500-plus London client network.
Are LOYALS qualified accountants?+
Yes. LOYALS is a firm of qualified accountants based in King's Cross, London. Every set of accounts is prepared by qualified accountants and independently reviewed before it is filed. We provide annual accounts, corporation tax, personal tax, VAT, payroll, CIS, management accounts, statutory audit and advisory.
How quickly can I switch from my current accountant?+
Most switches complete within 7 to 14 days. We handle the whole handover: professional clearance from your existing accountant, transfer of records, agent authorisation with HMRC and Companies House, and a review of your prior-year position. There is no charge for the switch itself.
Do you serve all London boroughs?+
Yes. From our King's Cross office we work with businesses across Islington, Camden, Hackney, the City of London, Westminster, Tower Hamlets, Southwark and the rest of Greater London, plus Essex. Most engagements run remotely by video call, WhatsApp and our client portal, and the office is open Monday to Saturday 10am to 7pm for clients who prefer to meet in person.
Do you provide statutory audit?+
Yes. We provide statutory audit for companies above the audit thresholds (£15 million turnover or £7.5 million balance sheet for periods starting on or after 6 April 2025), group audit coordination, audit-exempt assurance reviews, charity audits and independent examinations. Audit fees start from £4,500 a year and are quoted after a short scoping call.
Do you specialise in CIS for construction businesses?+
Yes. CIS contractors are looked after from £695 a month, weekly payroll or fifteen or more subcontractors from £995 a month, and developers or multi-entity groups from £1,500 a month. One-off products include Gross Payment Status applications at £400, Domestic Reverse Charge setup at £250 and a CIS subcontractor Self Assessment at £350 a year. Our free CIS Tax Calculator gives an instant refund estimate.
What payment methods do you accept and is there a long contract?+
Monthly fees are collected by Direct Debit through GoCardless; one-off services can be paid by bank transfer or card. Fees are fixed for twelve months. There are no long lock-ins beyond that: engagements can be ended on 30 days' written notice, and any price change is communicated 60 days in advance.

Ready for an accountant who actually answers?

Book a free 15-minute call. We'll give you a fixed monthly fee in writing within 24 hours. If we're not the right fit, we'll tell you that too.

Book my free 15-min call →

Or tap to call 07450 258975, Mon to Sat 10am to 7pm.